Financing Options for your dental care

Affordable Financing Options

Pay-over-time at Mid-columbia dental

See if you pre-qualify today!

What is CareCredit?

CareCredit is a convenient financing option that can help you afford the dental treatment you need. It works like a credit card for your healthcare expenses, allowing you to pay for dental procedures over time with manageable monthly payments. This means you can get the care you require without delay, making it easier to achieve a healthier, happier smile.

What is Sunbit?

Sunbit is a user-friendly financing solution designed to make dental care more accessible. With Sunbit, you can break down the cost of your dental treatments into affordable monthly payments. No hard credit check and has an 85% approval rate. It’s like having a budget-friendly option that ensures you can get the dental care you need without straining your finances, so you can maintain your oral health and smile confidently.

What is ProceedFinance?

ProceedFinance is a practical financing solution to make dental care affordable and stress-free. It allows you to spread the cost of your dental procedures into manageable monthly payments. With ProceedFinance, you can access the dental treatments you need without financial worry, ensuring your smile stays healthy and beautiful.

We Love Our Patients

and our patients love us!

"Dr. Spencer and his staff were absolutely phenomenal! I felt so welcome from the moment I walked in. Couldn’t ask for a better experience honestly! I highly recommend going here."

JENNIFER / via Google / 2019
“Dr. Spencer and Dr. Tim are awesome! They are professional, skilled, very kind and gentle, and both have a great sense of humor. They and the staff at Mid-Columbia Dental immediately made me feel comfortable.”

CAROLYN / via Google / 2017
"I went in to my first appointment and I was very nervous and scared. They understood and reassured me that I was in good hands. The dentist is very nice and thorough. He talked in terms I could understand and answered all my questions."

HERLINDA / via Google / 2019
"Best office in town. They are kind, caring and the most loving people. All the girls in the office are sweet and good looking inside and out. Dr.Spencer is wonderful and patient!!"

TOMI / via Google / 2019
"Thank you Mid Columbia Dental Staff & Doctor Phillip! Dr. Phillip did an outstanding job on my teeth cleaning & a few weeks later i went in to get my teeth whitened . I very happy with the results."

EMMA / via Google / 2019
sedation dentistry kennewick wa
Schedule your next dentist visit!

Convenient Locations in Pasco & Kennewick

waiting room at Kennewick location


2620 S. Williams Pl., Suite 120
Kennewick, WA


Mon: 8am - 5pm
Tues: 8am - 5pm
Wed: 8am - 5pm
Thurs: 8am - 5pm
Fri: 8am - 3pm

waiting room of mid-columbia


6825 Burden Blvd., Suite B
Pasco, WA


Mon: 8am - 5pm
Tues: 8am - 5pm
Wed: 8am - 5pm
Thurs: 8am - 5pm
Fri: 8am - 3pm